home financing

Conventional Loan Limits for 2025

FHFA releases 2025 Conventional Loan Limits The Federal Housing Finance Agency (FHFA) has released conforming loan limits to be used ...
How the fed rate cut affects mortgage rates

What Does The Fed Rate Cut Mean

This past Wednesday, the Federal Reserve Bank reduced the Fed funds rate by .5%, bringing it's target rate to 4.75-5% ...

Working With Our Team

Thank you for considering John Meussner & the JM Loans team for your mortgage needs - our team is ranked ...

What’s Next? What to expect after your mortgage loan closing

First of all, congratulations! You've just closed on your mortgage loan and you've either accomplished the enormous goal of buying ...
divorce mortgage

Do I Need To Refinance During Divorce?

Divorce Mortgage - how to remove a coborrower during a divorce or separation When going through a separation or divorce, ...

2024 Real Estate & Mortgage Rate Forecast

2024 should be a great year for housing, a good year for real estate & mortgage professionals, and a competitive ...

2024 Mortgage Loan Limits

Mortgage loan limits have been announced for both conventional mortgage loans (Fannie Mae & Freddie Mac), as well as for ...

Mortgage Refinance VS Recast

When it comes to restructuring a mortgage loan, borrowers have 2 (non-modification/delinquency related) options - a refinance or a recast. ...

How To Get Rid of PMI (Mortgage Insurance)

How To Get Rid of PMI   When buying a home with less than 20% down, home owners run into ...

Recently Closed – First Time Home Buyer in Wilmington, Delaware

Wilmington, Delaware First Time Home Buyer Mortgage   In a competitive market, it's important for home buyers to have a ...