home buying
The Fed Rate Increases .25
The Fed announced today an interest rate hike of .25 to the Fed funds rate. This brings the Fed funds rate to 5.5%, the highest level in 22 years, as the Fed continues to fight against stubbornly sticky inflation. In commentary following the hike, Fed officials noted they’ll watch inflation and monitor the overall marketplace…
Read MoreIs it a good time to buy a house?
Is It a Good Time to Buy a House? This question is one of the most common questions we see from consumers, investors, real estate agents, and many others with interest in the real estate market. The answer is ‘yes’. But it also depends on your specific situation, what’s important to you, and where…
Read MoreThe Bright Side of Real Estate
The real estate market is getting a lot of negative press at the moment. From some “experts” calling for a housing crash (the same ones who have been calling for a dip for over 5 years now…maybe eventually they’ll be right after another 10%+ jump in home prices this year!), to headlines about bidding wars,…
Read MoreHow to Win a Bidding War in Today’s Competitive Market
Winning a Bidding War in Today’s Tough Buyer’s Market From a production and lead generation standpoint, the majority of 2021 has been attempting to navigate the housing market to find creative, outside-the-box ways for buyer’s to compete in today’s marketplace. With demand competition far exceeding available housing supply, it’s not uncommon for homes to…
Read MoreHow Down Payment Assistance Mortgage Programs Help Buyers In Expensive Markets
With home prices on the rise since the market crash of 2010, many markets have put home ownership seemingly out of reach for would be home buyers. While home prices in many markets have risen 5-10% in recent years, income increases have, in general, not kept up. In fact, most incomes have only climbed 2-3%…
Read MoreWhy Home Buyers Need an Experienced Lender
An Experienced Mortgage Lender Can Make a Big Difference Rate is the most important thing in the world when buying a home, right? For many, the answer is yes, but they couldn’t be more off target when it comes to where focus should be on buying a home. Rate IS important, but probably not…
Read MoreRecently Closed – Job Offer Letter Mortgage in Raleigh, NC
Did you know you can get a mortgage loan based on future income from a job offer? Even if you plan on moving before you start your new job, you don’t have to worry about the hassle of short term rentals or temporary living situations – you can BUY a home based on your future income! …
Read MoreWhat Do Mortgage Lenders Look for in Bank Statements?
When a mortgage lender requests your bank statements, it can be for a variety of reasons. Bank statements can be one of the biggest causes of frustration in the mortgage process and lead to multiple requests for more paperwork if your lender isn’t up front with what they’re looking for. That’s where we come in!…
Read MoreHow Much is Needed for a Mortgage Down Payment
If you’re thinking about buying a home, one of the first questions you may have is how much money you’ll need for a mortgage down payment. While the answer is almost always “it depends”, one thing is for sure – most people are surprised to find out it takes less money than they think to…
Read More5 Ways Your Lender Can Help Get Your Offer Accepted
In today’s marketplace, many buyers are finding themselves involved in multiple offer situations, bidding wars, and high levels of competition for nice- and nicely-priced homes. While money talks and offering a higher price is the obvious way to win a bidding war, there are many other approaches buyers can take to stand out and above…
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